FAQ - Frequently Asked Questions about
Sign & Drive for 45
How do I know if I qualify?
Qualification for the Sign & Drive for 45 offer is subject to dealer-designated lender approval. Sign & Drive for 45 works with a nationwide network of auto dealers and automotive lenders ensuring you the best and most attractive auto loan offers anywhere. Our network is one-of-a-kind. Our customer service is second to none. And, our financing, down payment and monthly payment options are the best around.
What types of cars will I be able to choose from?
During the Sign & Drive for 45 event you will be able to choose from a great supply of Cars, trucks, vans and SUVs. We work with a nationwide network that allows us access to virtually all manufacturers. Late model, new, or slightly used—it doesn't matter, you'll have access to them all.
How long will the promotion last?
Like most promotions of this kind, it can't go on forever. It is limited in your area and may or may not return. If you are thinking about acting, do so now. Because one thing is for sure, Sign & Drive for 45 will be gone in the very near future.
My credit is horrible. How are you able to help?
All of our advantages revolve around our national network of lenders and dealers. We are able to offer options to even the most credit-damaged individuals. We have access to literally hundreds of lenders who specialize in helping customers with less-than-perfect credit. Don't let your past credit circumstances stand in the way of your automotive future. Here's something else to remember. There is no better way to re-establish your good credit standing than with a properly handled auto loan. Let us get you into that dream car, truck, van or SUV, and back on the road to good credit. How can you lose? Your past credit doesn't matter, so we encourage you to let us go to work for you right away.
Is my privacy protected?
Absolutely. We understand that privacy concerns are of upmost importance when it comes to the use of your personal information. We would like to assure you that we are committed to protecting your personal privacy. Please read our privacy policy for more detailed information.
Why do you need my Social Security Number?
Your Social Security Number is required for the auto dealer or lender to be able to perform a credit check in order to determine what type of financing you qualify for. This information is used only for the purpose of running a credit check for the profile, and is not used for any other purpose or shared with any third parties other than the dealers or lenders that your auto loan profile is assigned to.
How will any of this help me in getting a car, truck, van, or SUV?
We maintain a nationwide network of auto dealers and lenders that specialize in providing financing for consumers with less-than-perfect credit. Even if you have been turned down in the past, or were unable to receive a loan or financing for a car, we have hundreds of dealerships that are ready to work with you. After you submit your auto loan profile, our system analyzes the potential financing options that may be available to you in your area. We empower you so that dealers and lenders are actually competing for your business the same way they compete for the business of a good-credit customer.
What if I have a new job?
Changing jobs is not an issue. Everyone changes jobs. What is important is your ability to pay off a loan.
Can I get an auto loan even if I have bad credit?
In most cases, yes. Our lenders will work with you every step of the way to help you get approved for an auto loan. Our lenders specialize in helping you get the auto loan you need.
What if I have a bankruptcy?
Whether it's a discharged Chapter 7 or an active Chapter 13, we have many lenders who specialize in auto loans for people in these situations with these needs.
What if I have a trade-in?
Trade-ins are welcome, whether they are running or not. If you owe money or have a clear title, we can help.
What if I'm a first-time buyer?
We have many programs for first-time buyers.
What if I'm disabled or on Social Security?
Being on disability does not hinder your ability to obtain auto financing. As far as Social Security, that shouldn't be an issue either; in many cases, it might be considered as a relatively secure income.
What if I'm self-employed?
Being self-employed in most cases is not a problem.
Will it help if I have a co-signer on the loan?
If your co-signer has good credit status, yes, this will help your chances of getting an approval.
Does this service cost anything?
This service is 100% free for anyone looking for an auto loan. Sign & Drive for 45 is paid by auto-loan lenders to find them qualified people looking for an auto loan. There are no costs or charges for using Sign & Drive for 45 to find an auto loan.